The decline of these dad jobs will soon permeate itself into credit scoring as well. I have always thought of individual credit scores being a reflection of steady paycheck from a credit worthy employer and that individual's ability to manage his/her debt. Will changes be needed to reflect upon an individual's flexibility and capacity for attaining jobs in a gig economy as well as their ability to manage debt? Or will one day credit scores just be a reflection of someone's tenure at a company with a good NSCRO credit rating?

Additionally the use of jail to persuade child support payments can also perpetuate this downward spiral. Credit account closures/declines in credit lines for imprisoned cardholders can adversely affect credit scores and employment opportunities. I understand paying child support is necessary but garnishment and seizure of tax refunds should be enough.

Many people will need to begin to reconsider what is home/community. They will need to avail themselves to the flexibility of labor markets. Doing so alone is possible but if you have a family it is burdensome without some governmental support. People once had that mindset... constant moving... constant searching for new opportunities. It is tiresome but many more will need to adapt to that mindset.