Sure -- my point was just that taking a 3% cut of $0.10 payments means that TipJoy needs to get very very big before it will be making much money.
Can TipJoy get big enough fast enough?
Can TipJoy get big enough fast enough?
You can give far more than $0.10. That is just the default. It is really simple to give up to $10, and we might raise or remove that limit.
Also, we earn interest on money in our system. That makes the earnings closer to 6%. But we don't take a cut per tip, only on cash-out. This means that if A tips B who then tips C, each of those tips is overhead free. If C cashes out, we take a cut. The potential for a zero overhead transaction system is huge.
Well, that changes things. :-)