So Google and Microsoft use 2FA cause texts are more insecure? If I lose control of my phone they're into all my websites anyway.
https://www.wired.com/2016/06/hey-stop-using-texts-two-facto...
There's plenty of stories around of spear phishing attacks involving attackers taking over the victim's phone number. Mobile operators are notoriously vulnerable to that sort of shenanigans.
I'm not sure about Microsoft, but Google supports several other 2FA mechanisms in addition to SMS.