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I see you have actual experience with the system. Most people commenting here seem to be parroting talking points from politicians.

When I actually post my real experiences, I get down voted to -2.

....and we wonder why there are so many broken systems in the US.

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You called $250/month affordable, which is almost an entire week's salary full-time on the federal minimum wage. 20% of your wage for a poor person is not 'affordable'. There are 45M people poor enough to be on food stamps in the US - the average monthly net income of these people is $335[0].

[0]https://www.bloomberg.com/news/articles/2016-02-03/food-stam...

Median household income is 52k. At 52k, you get massive ACA subsidies. At say 75k or 100k, yes you can afford the $250 (or more realistically $1000 or $1500) it costs to get a family health insurance.

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