I draw an analogy with multimeters. I've got a cheapo multimeter with a safety rating that (dubiously) claims it's perfectly fine to jam the leads in an outlet. Would I? Hell no, it'd probably explode. Meanwhile I have a much more trustworth Fluke meter that cost literally 100x more that doesn't really do anything more than the cheapo but I'm not putting my life at risk probing an outlet.
You pay for that confidence, not only because there is a much larger engineering effort required to design and test a safe device, but also because you expect that they would be held accountable if their shit gets you killed. A legit safety rating is incurring a substantial liability.