So I'm a little confused, because it states that you can combine DPC care with an HDHP to satisfy basic coverage and skip the penalty, but wouldn't the HDHP plan satisfy that? Or is the simple possession of an HSA combined with DPC good enough? (The second case would seem weird, since there's no "insurance" for high risk situations; it's just a savings account. And in most cases you wouldn't have an HSA unless you already were on an HDHP.)

Nothing against DPC, I'm just unclear how this works in with the individual mandate.