Simply recognizing this as a problem is a huge step in the right direction. The antidote is to travel on a very limited budget, particularly in third-world countries, and most especially somewhere you can get a work visa so you can get a job (and I'm not talking about a job as a developer, I'm talking about washing dishes). Keep enough money in reserve so that you can bail if you really need to, but try to limit yourself to using that escape hatch only in the direst of circumstances, like a real medical emergency. Spend a year doing that and you will learn more about life than from any college degree.
most people can't, because the real problem is something else.
Would you like to elaborate or give examples of that something else?