On day XX/YY/ZZZZ, Joe hosts a board-game party and a bunch of people show up. During the course of the party, Joe reveals to everyone his d100 policy.
Tim asks him what his die-roll this morning was. Joe tells Tim that he rolled a 1. Tim exclaims "The only reason we're here is because you rolled a 1! How did this incredible piece of luck come to pass?"
Adam responds "There's nothing incredible about what happened. If Joe hadn't rolled a 1 today, we wouldn't be here. We would never have this discussion, or have it on some other day when he does roll a 1."
~This~ morning Joe rolled a dice, and it came up 1, so he hosted a board-game party.
During the party Joe hints that the die he rolls may be very large, but stops short of outright saying so.
Joe also refuses to say whether he rolls the die every morning, or if it was just this morning.
The interesting questions are:
How big is the die?
How often is it rolled?
Does Joe do anything at all if he rolls almost anything other than a 1, or does he just lie in bed?
If the very large die is only rolled once, and all non-1s are very boring, then it is remarkable that we're here.
That's a very interesting point you raised, and I was thinking about this as well. If the universe only "exists once", and life is very unlikely but it still came to be, then it does seem remarkable.
However, this is based on the presumption that life is non-boring, and all other potential universes devoid of life are boring. This seems like a very subjective presumption. Clearly we are biased towards thinking that our own existence, or the similar existence of "life" is special. But a skeptic would claim that from a purely scientific perspective, there's no reason to believe that a universe without life is any more boring than our universe.
To quote neutral milk hotel, "how strange it is to be anything at all"
e.g Q: out of billions of stars what is the chance that this discussion takes place at a planet that can support intelligent life?
A: high
In your case, in 19/20 possible worlds, there will be a group of disappointed friends not playing board games. It is reasonable to look for an explanation of why one finds oneself in the 1/20 case and not in the 19/20 case.
In the anthropic principle, in (N-1) cases there is nobody there to ask the question. Therefore, given that there is an entity capable of asking the question, there is no need to explain why that entity happens to find itself in a universe where question-asking entities are possible. Given that the friends exist at all, there is no need to explain why they are playing cards.
The anthropic principle doesn't answer the question of why there is a universe at all, how many universes there are, have been, or will be, or how many universes have contained intelligence. All it says is that we should not be surprised to find ourselves in a universe where intelligent life is possible, since it would be impossible for us to find ourselves anywhere else.