Do you have a bunch of part-time jobs? Can you do most remotely or freelance? How does it work for you?
I have become especially fond of the latter approach, when possible. No million dollar moonshots like you often read about around here, but I've had good luck at least making back the cost of my time/materials, which is quite gratifying for something I'd tinker with for free in my spare time anyway.
I think it works really well for me. I love the flexibility and variety while still being practical. But, again, I have been fortunate to be almost exclusively interested in things that people are willing to pay for.