Everything that can go wrong will go right, and you'll take more risks every time, winning every time, until you experience catastrophic failure.
If large numbers of people cannot afford to say "I won't work/live there because it is too dangerous", a capitalist doesn't need to work on safety.
That's why, for example, clothes factories can get away with counteracting the "employees may steal stuff" risk by locking down windows and emergency exits or why coal mining companies can ignore all kinds of warnings of upcoming disasters, even if similar warnings have been followed by deadly 'accidents' recently and in the same company.
Similarly, one of my children hurt themselves climbing a tree and ended up in hospital. Our other child was taking high risks a week later. My second child said "it won't happen to me".
Mostly, it takes a massive disaster that hits home to overcome this.
Textile mills moved from places like Lowell, MA and Utica, NY to the south for more docile workers and lower safety standards. They moved to Bangladesh for even cheaper workers and no regulation.
And let's not pretend that it's some exceptional part of human nature to need to touch the stove.