I've been developing software professionally since the 1980s, when I had to build a computer from scratch. I've seen these three waves first hand- personal computers, now in your palm, the internet, now ubiquitous with cell networks, and finally crypto. The third has not yet become mainstream.

I will say this- we are on the verge of the crypto revolution. I have never before seen so much energy and effort, and finally, money in the crypto sphere. In large part because now there is cryptographic money (eg: bitcoin et al.)

For those of you who think that the startup scene has become lame where you're just building apps to sell advertising, you're missing out.

The thing about the crypto revolution is that it is not nearly as obvious. Internet and PCs were obviously great in the early days- great for everyone. Crypto is harder, has a learning curve for consumers and until that's eliminated it's easy to think that it will go nowhere in the same way that pgp has effectively gone nowhere for 20 years.

Much in the way that we've given up on "artificial intelligence" and made great strides in machine learning.. crypto is on the edge.

It's the place you want to be.