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There are several levels of answers.

Is Netflix blocking VPNs? Yes. They didn't use to, but they started doing it around a month or so ago. Some VPNs could route around it, some couldn't.

Alternative answer: using a VPN is against Netflix' TOS, so it's not really different from regular piracy. You could argue that you pay for convenience, but you could also argue that if you are going to open yourself to a lawsuit, you might not want to do it with your personal credit card.

Allegedly, they have gone on some banhammer-binges recently for VPN users, as well as blocking many forms of VPN. Even spinning up a VPS in a datacenter in your own state and using a VPN may not work for you. I assume copyright holders have prompted this regulation, because I doubt Netflix cares too much what you watch.

Not sure about F-Secure specifically but Netflix has recently been blocking DNS and VPN region-switching.