Most of your heart disease risk is after the age of 65 (if you live in a developed country).

However, most of your terrorism risk and car accident risk is before the age of 65. This is where they dominate.

Do you think that car accident risk is real? How much fatalities from car accidents were there in Belgium this year?

"Lifetime risk" is stupid metric, borderline fradulent. I don't care about dying at the age of 85, would welcome it after all. I'll care a great deal if my relative dies at the age of 30 or 40.