For example, 35 people died in the Brussels Metro attack. Inshallah that's the only attack on the Brussels Metro this year.
That's 35 out of an annual ridership of 135 million. [0] Thus the chance of you being a victim on any particular journey is 35/135 million. If you take the subway twice a day, your likelihood of being a victim of a terrorist attack is 0.019%. It's just not a real risk.
What really annoys me is that they already include the crime rate is a separate consideration. Is terrorism not a crime? I don't particularly care if I die at the hands of a suicide bomber or a random mugger, so it doesn't make any sense to dramatize the risk of the former when it can already be captured in the standard crime rate.
[0] http://www.stib-mivb.be/figures.html?l=en
[1] http://www.wolframalpha.com/input/?i=35%2F135+million*365*2
Each journey has a 35/135 million chance of you dying in a terrorist attack. I multiplied that by the number of journeys you would take per year.
If you do that for 50 years, your risk is now almost 1%!
I am sorry, but the risk of dying from cancer, heart problems or car accident in the working life period of ages 20-65 lifespan is comparable to that 0,95% "composite subway terrorism" risk.
So if the security problems in Belgium continue, you should totally worry about it.
So yea, even if you ISIS continued to carry out a major terrorist attack on your subway every year for the next 50 years, it would still be a relatively tiny risk.
[0] http://well.blogs.nytimes.com/2007/10/31/how-scared-should-w...
However, most of your terrorism risk and car accident risk is before the age of 65. This is where they dominate.
Do you think that car accident risk is real? How much fatalities from car accidents were there in Belgium this year?
"Lifetime risk" is stupid metric, borderline fradulent. I don't care about dying at the age of 85, would welcome it after all. I'll care a great deal if my relative dies at the age of 30 or 40.
Also, one would have to accumulate an overall score, cancer, heart, terror. I'm quite sure all these factors are different per region.
28 people died in traffic in Brussels in 2015 (https://bestat.economie.fgov.be/bestat/crosstable.xhtml?data...), and Belgian traffic is dangerous, compared to Western Europe. So, if the 35 is not an outlier, I would call it a real risk.
Yes, it isn't large, but I would guess most unnatural deaths are from causes that each have 'negligible' probability.
Also, if ISIS does successfully conduct an annual terrorist attack on the Brussels Metro then it might be something worth being more afraid of. At this point, treating it as a major factor in deciding where to live is just fear-mongering—especially when I personally think a place having previously suffered a terrorist attack lowers the future risk.