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Correct. In the US, whenever I insert my card to use the chip, it takes forever (as you watch the Do Not Remove Your Card prompt). When I've used the same card for swiping (not using the chip), it completes right away.

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What I love is you have to carefully watch the screen to pull the card out when it's done, otherwise it starts a really harsh a beep that's designed to prevent you from forgetting your card, but is just flat out obnoxious if you haven't.

And the screen's text are fairly similar regardless of what it's asking, and if there was some sort of error inserting it (damn things often trip before the card's fully inserted), then it makes the same gosh damned sound to remove it. I even had one beep to get my attention to not take the card out.

I feel awkward and foolish with it, since it's ostensibly so simple, but so inconsistent. Add in a watching-water-boil time delay, and it's just a great recipe for social anxiety. One wrong move can jam the works. (Like, I once pulled the card out too early when I heard it beep at a Target and the register had to cancel the order and restart.)

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