1. Use a user-friendly password manager like Dashlane or 1password with a long unique password and a second factor (that isn't SMS based). Password re-use is the #1 way accounts are being compromised at the moment and there are now good password managers that are easy to use with a low barrier to entry
2. Use an extensive ad blocker like uBlock Origin and use multiple profiles in your browser to separate your serious accounts like webmail and banking from general web browsing. The other common way of being exploited is drive-by malware and web-based exploits. A combination of blocking third-party content and separating your browsing profiles will prevent a lot of it. Don't feel guilty about blocking ads - most publishers are extremely negligent with what they allow on their sites via ad networks. Bonus: switch to Chromium[0] (firefox isn't sandboxed and exploits are too common) (but alert yourself to Chromium updates with an IFTTT of the release blog to <pick your notification method>) or alternatively remove Google, Flash, Java etc.
3. Get a VPN subscription and set it up on your laptop & mobile devices. Seriously, don't use open WiFi networks or shared networks without wrapping your connections in encryption. sslstrip is extremely effective and many apps either don't verify/authenticate SSL connections or don't pin certificates. IVPN, PIA, the Sophos VPN product - take a pick.
4. Most home routers are super shit and full of holes. Upgrade to a router that supports open firmware and pick one of openwrt, dd-wrt, monowall, pfsense etc. bonus: run an UTM like Untangled (commercial) or Sophos (free up to 50 CALs iirc)
5. Encrypt your stuff - VeraCrypt is a decent TrueCrypt fork but most operating systems now have support for volume encryption - your local disk, USB sticks[1], or a file-based volume. Backups should be to encrypted media
6. Be anonymous - create a disposable email with a fake name to signup to services with. even better sinkhole a random domain name you register. No service outside of banking, insurance, health, etc. really need to know your actual identity details.
[0] https://download-chromium.appspot.com/
[1] http://www.theinstructional.com/guides/encrypt-an-external-d...