That's actually an incredibly short-sighted risk calculation that intentionally weighs some unknowns as higher value than others.

For example, I can make the same kind of argument in the opposite direction: if UBI creates a disincentive within inner cities for fewer kids to become drug dealers, which creates less opportunities for violence, leading to significantly less deaths in the inner city, I think that you are making "an incredibly unfair and callous assessment" as well.

Saying that any plan that transfers risk from the current state to a different state that is potentially net better for all is to miss the point that we've already chosen a system that disadvantages SOMEONE... and to change it will probably disadvantage someone different.