> I would urge people to call the three big credit agencies - Trans Union, Experian and Equifax and request that your credit be "locked." This means that nobody can look at your credit profile, except for people you currently have a line of credit with. You will be issued a pin and if and when you need to apply for credit you can then unlock your credit profile and re0lock it afterward. You need to re-up on this every two years which is insane as having your credit profile locked should be the default and should be in perpetuity, but you do what you can.
Keep in mind you will be charged for this.
https://www.consumer.ftc.gov/articles/0497-credit-freeze-faq...
> You'll need to supply your name, address, date of birth, Social Security number and other personal information. Fees vary based on where you live, but commonly range from $5 to $10.