Experian a few months ago had a breach whereby millions of T mobile customers who had no idea that Experian was storing their data, had all of their sensitive data stolen. Experian's "solution" to the problem was to offer those who had their data stolen 2 years of free credit monitoring. Think about that for a moment - "we allowed your sensitive data that you didn't approve of us storing to be compromised and so we will now offer you a 2 year service after which you will be charged."
That is so completely outrageous, people should be out with pitchforks and torches but you can't fight this stuff, these agencies are far too powerful.
Just to further underscore how outrageous Experian and the other two agencies are - Experian notified people who had their data compromised using snail mail! What kind of decision is that for a time-sensitive situation?!
Lastly the letter they sent to customers and I read my friend who was a victims letter, said that the data that was compromised was data they were storing on T Mobile's behalf, as if they were in no way culpable.
So I guess I this is their strategy going forward is to acquire a half-baked and suspect security firm that will damage innocent companies reputations the same way they themselves have damaged innocent people's credit and identities.
I would urge people to call the three big credit agencies - Trans Union, Experian and Equifax and request that your credit be "locked." This means that nobody can look at your credit profile, except for people you currently have a line of credit with. You will be issued a pin and if and when you need to apply for credit you can then unlock your credit profile and re0lock it afterward. You need to re-up on this every two years which is insane as having your credit profile locked should be the default and should be in perpetuity, but you do what you can.