Do you disagree with that approach?

I live about 3 miles from a large fault line, and am OK with it - my concern is that my family does not get crushed when/if the predicted big earthquake hits. As long as that is true, I do accept that I will have a lot of repair work to do, and will lose some objects. I am not going to live my life pouring money into preserving material goods, or preserving all of my home, when I can spend that same money rebuilding, when/if that day comes.