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Comment by kaeawc | Hacker News Reader

I am sad about this. I've used the card since it came out years ago. Reloading, paying, canceling, renewing, locking were all so super easy. Only reason I didn't switch to Simple was because of the existence of Google Wallet + card, guess I'll be looking into that now.

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I'll vouche for Simple. Their app and Goals feature are great, but the thing I love is the real time purchase notifications. It's kind of amazing to me that no bank (that I have used yet) have apps with this functionality. It's incredibly comforting to get a notification everytime I buy something. It also helped me identify falsified purchases the moment they happened, which enabled me to put a hold on my card and file a report of the incident within minutes (and all through the phone app!).

I really hate gushing about products and services on public forums, but Simple deserves it.

Chase gives me this for my Visa card (I can set an 'alert' level). I buy nearly everything with that card (and use it to pay most of my other bills as well).

Card Guard from America First Credit Union also has realtime notifications. It helped me catch a double charge from a merchant that came through days later.

Heh apparently this isn't that unique! I had 2 banks prior to simple and none had notifications close to the level that Simple offers. It's great to hear others have it because I wont use a bank that doesn't offer something similar.

I get real time notification from my Amex card and my Capital One visa.

Those aren't bank accounts though.

Anecdotal, but I've used Simple for almost two years and while the mobile app really is great, the biggest benefit I've gotten out of it is the "Goals" feature. Surely there are other budgeting systems out there that do the same thing (be they software like YNAB or just being better with money in general), in my case having it all integrated with my bank really changed my spending habits and as a result I've paid off all of my revolving credit card debt and I am now a much more responsible spender.

Simple has been fantastic for me the past two years or so; give them a shot.

I'm going to try them out, appreciate the insight from you guys!

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