I don't like the touch id and touch pay that they're pushing. Fingerprint scanners everyone is probably not a good thing. I'm sure they're all going to end up in a database somewhere.
As for Apple Pay, your card details are used once -- exactly once -- to generate an obfuscated alias card identifier, again, only useable by the device.
There is no database. Fingerprint data doesn't leave the phone. No one stores your credit card details.
https://www.apple.com/business/docs/iOS_Security_Guide.pdf
Research before writing.
So they can want all day, at the end, entropy wins (by design in this case).