One thing that would help is if our governments, all governments, would stop spending money they don't have, and therefore stop devaluing currencies. When the Fed "buys" $4T in mortgages to relieve banks from holding any risk, where do they get all that money? They don't - they just "print" it, by clicking on a computer. And in the process, they devalue everyone's wealth.

Take a look at this chart: http://blogs.wsj.com/economics/2015/12/14/a-brief-history-of...

Yes, things are not quite as volatile since 1930, but also note that there is only inflation, whereas before, there was deflation to balance out the inflation. I know everyone says deflation is the devil. I'm not so sure about that.