I don't generally hear an "audible" voice in my head, the thoughts just appear, as concepts, or at least as atomic words. I look at the words on the page and the shape of them manifests the meaning. I still kindof imagine speaking the word, but it's not like imagining any other sound.
In contrast, I can imagine music very vividly, with different instruments and their timbres fully defined. It's very close to the sensation of hearing music, to the point where I sometimes have to stop myself from dancing to music that only I can hear, definitely not something to do in public! (The music never has lyrics btw. Even if I'm imagining a real song that has words, they just end up as wordless vocalizations.)
The closer to being in the "flow" state I am, the less of an experience of inner speech I have. When I've been programming or doing music for an hour, I don't really think in words at all, the concepts just seem to flash past, going almost directly from the unconscious to motor actions. With art especially you don't have words for most of the things you're doing anyway, so how could you possibly think in a monologue?
However when I need to think carefully about what I'm doing, when I need to use deductive logic or it's very important that I make absolutely no mistakes, I do veer more towards inner speech. The other major one is rehearsing possible social interactions, or having hypothetical conversations, which is something I actually do quite a lot of (I think it's quite common) and obviously that involves speech.
Finally, at times of emotional stress or fear (but not panic), I'm forced into a consistent inner monologue. It's very similar to the way you can't deliberately give up conscious control of your breathing once you take hold of it, and I can easily see how it could be scary for some people. Sometimes it does feel like a step down the road towards madness, in comparison to my normal state. If I woke up one morning and was stuck like that, I would 100% be going to a psychiatrist.
Don't get any of that stuff about being able to see numbers unfortunately. I have very poor imaging ability. I can't really see pictures in my head at all.