Doesn't the mere existence of a 'collapse scene' suggest such commentators still enjoy enough idle time (aka sufficient employment, food supply, shelter, leisure time) to make the commentary in the first place, and thus that the prognosticated magnitude of the economic collapse is exaggerated?

People are not dying of exposure or starvation in refugee caravans across the plains, as they did in the 30s. Urban families are not sending their pre-teen daughters to work 14hour factory shifts 6 days a week just to be able to afford semi-rotten food from the nearby grocer, as they did at the turn of the last century.

It seems we would have much further to fall before genuine survival is imperiled.