Anyone know of a portfolio calculator that takes into account real estate and business ownership? I find it hard to believe that my family's investment portfolio shouldn't be (dramatically) influenced by the fact that my wife owns a successful small company, or that it shouldn't change if & when we buy a house. I'd even hope for some risk balancing based on the industry of my employer (i.e. if tech collapses, maybe it's not great to lose both your job and investments simultaneously).

Is this kind of problem even tractable to today's robo-advisors?