No one cares about "premining" accept miners. They don't care about miners, they care about being in the real world with banks. See what they have done in 2015. https://ripple.com/insights/ripple-2015-a-year-in-review/

This is what they posted about 2016: https://ripple.com/insights/2016-will-be-the-year-you-realiz...