It might work with a bluetooth headset. But Apple agrees, and sees the iPad as something in addition to your iPhone. It's not intended to replace it.
If Apple will tweak the notification feature so that you can let certain apps play a tone over the headset when you get a notice, then you can just pull out your iPad, see who called or IM'ed and call them the next time you have WiFi. If it's really important, just go ahead and call them back over 3G.