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Comment by jkelsey | Hacker News Reader

That's your take. I find paying w/ Apple Pay on my iPhone very seamless and I far prefer it over dealing with a card. I'm sure there's others out there that share that opinion.

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When it works. im often having to do it multiple times and sometimes just switch to CC

I never have problems with it, and I use it every chance I get, but I certainly don't discount your experience. It sucks that you're having such a bad experience with it. If lots of folks are having the same experience, Apple's going to need to get those problems figured out if they want to win the war to replace cards.

My own experience is that Apple Pay works well when it's available. The problem is playing the constant game of "Does this terminal/merchant accept Apple Pay?" It's not always easy to tell. For example, Home Depot for several months had terminals that claimed to support NFC, but got hung up authorizing and eventually timed out if you actually tried to use it.

I live in California, but went back home to Sydney for a few weeks this year.

I used my apple watch to pay in about 90% of transactions, including parking meters!

Almost all merchants support "Visa PayWave" (aka NFC) so moving my wrist up to the terminal to pay was a fun talking point.

Not one checkout clerk had seen the apple watch used before, because the Aussie banks haven't reached an agreement with Apple yet.

That's pretty cool. Of course I know that it's just standard NFC, but still neat to hear about it working that way.

Meanwhile in the states, some idiot retailers actually shut off their NFC readers because they didn't want to support Apple Pay.

For me I mainly use it at Whole Foods. I know they accept it. The question is, will it work this time (on the first try).

My take, and probably 80% of the population as well.

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