There's more than that in SIGHUP. It's sent to the process group owning the terminal[1] (/dev/tty[1-X], /dev/pts/*) when said terminal is closed. Your shell, Midnight Commander, Vim, Emacs, and what not terminates when you close your terminal emulator window.

[1] I don't quite remember what happens to other process groups, since you could have some background jobs stopped.