Sorry, I was a little confused about the password-via-email comment. No, it doesn't shorten your reg. Only the share. We include the password for easy record-keeping for users. Also, we don't keep anything of value on JTB. It is just receipts. No bank account numbers or CC numbers. Just like a paper receipt.
This is considered horrible practice.
I was excited about your product until I received an email with my password in it.. it just killed my enthusiasm. At some point I'll look back, but for a site that stores financial data...kinda scary.
Also, it lets us make the 'Share' button much more powerful. This way, we can have someone share an account with a friend and deliver them a fully functional account with no signup.