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> But saying "I really don't want to follow through on what I agreed to" just because minds changed is not justifiable

Great attempt at a moral hazard. It's a business contract. Default on the contract, face the consequences. There is no "right" or "wrong" about it.

If at anytime you can default on a debt without consequence, or minimal consequence, it behooves you to do so.

>Great attempt at a moral hazard. It's a business contract. Default on the contract, face the consequences. There is no "right" or "wrong" about it.

You can't default on student loans, right? So we're all good.

You can actually! It's just a bit harder than traditional debt. I just helped a friend walk away from ~$120K in student loan debt.

Any link? This is news to me.

Best argument here.