Agreed, I'd answer $0 because I don't have a savings account. Even if they asked in all bank accounts, it would be about $1500 or less depending on the day of the week. Yet I own a home with 50% equity, a car and have a 6 figure retirement account and separate 6 figure taxable account. What they really should ask is what is your net worth or at least what is your liquid net worth, but I suppose that would be confusing to a lot of Americans.