There's this meme in the startup community of founders making large sacrifices and taking huge risks to keep a startup dream from dying. Just because you take large risks doesn't mean you will be rewarded for them. Much like buying millions of dollars worth of lotto tickets will probably end in a bad outcome.
So instead of rushing with a cofounder to force a brilliant idea out, just keep working on your skills. One of the most important skills is recognizing good opportunities. Constantly refine yourself, keeping your eyes open, and pounce when a good opportunity presents itself.