I don't have that much debt but I can't get a job that will pay me more than 40k ish a year and Seattle is too expensive to live in for that little even with a roommate and cooking skills. This will hopefully change and my income with increase over the next few years but it is scary enough that I am regretting how I went to school. I should have worked for more than the first year even if I had to be in school for longer because of it.