Out of various things, just one thing: My maid got her account opened for free due to Jan Dhan scheme. The only document required was Aadhar which she had due to a massive drive to enrol people in Aadhar. Now, She got a gas connection without much fuss and all the govt. subsidy gets directly deposited to her bank account. I too give her monthly due via NEFT. All her money goes directly to the deserving place without ever bribing anyone. If it's not making this country a better place for these people, I don't now what is?