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milliondollar

135 karma · joined January 17, 2017

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milliondollar··on Miami Woos New York Homebuyers Fleeing Over Tax Law
Going from living in VT to NH right now, for those very reasons. A huge number of VT tax refugees along the border of VT and NH.
milliondollar··on My somewhat complete salary history as a software engineer
Thank you! I've never read those threads but will be on there!!!
milliondollar··on My somewhat complete salary history as a software engineer
Yes, totally agree. You need to smooth your earnings and account for downtime.

But in seeing all these $50/60K salaries on here, I guess what I'm wondering is I'd happily pay a fixed retainer of say $25K a year for 10-15 hours of work per week. I don't have enough work to keep a $60K a year developer busy, but I could keep a part of one busy all year and make a commitment to pay at least $X / year.

milliondollar··on My somewhat complete salary history as a software engineer
Wow, I'm actually shocked on seeing the low salaries on here. Having been on the hiring side for small projects (using mostly Upwork), I have had a really hard time finding quality for < $50 / hour for pretty basic crud development. That pencils out to ~$100k a year.

Maybe I'd have better luck hiring someone full time for $50k, and just fill the pipeline? Would love any thoughts on best moves here.

milliondollar··on Ask HN: Favorite teachers on YouTube?
OMG four stars. I love him.
milliondollar··on The 'Over-Parenting Crisis' in School and at Home (2015)
Why did you feel it necessary to invent the lectures yourself? Surely there are world class lectures out there that you could leverage and then use your time more effectively in the person to person setting?

Seems like we are missing the whole potential of the digital (infinitely scalable one to many lectures) by constantly reinventing the wheel.

milliondollar··on Married in Montana: Servicemembers take advantage of state’s double-proxy law
Chaplains can marry. Source: Married by a Army Chaplain.
milliondollar··on Ask HN: What is a good book on how to negotiate?
This is the standard b-school textbook for negotiations class. Very good.

To be clear and in response to other comment, you can't expect everybody to be rational. In my first mock negotiation in that class I got completely hosed. Turns out I totally trusted the other party not to lie. Lesson learned from the b-school *holes.... Part of the class was you have to know your own biases and anticipate some of the other counterparty's.

milliondollar··on Ask HN: Do you have the courage to abandon your high paying job?
I just quit a $1M a year job at 45 years old, moved out of the city into the country, am working to bootstrap something from scratch, and am the happiest I've ever been. (That said, I'm one week into my "retirement", so time will tell.)

I did the math and realized that I had "enough"; anything more would just be working to enlarge my kids inheritance. So there was nothing really stopping me except peer pressure. Given that cultural pressure, it was one of the hardest things I've ever done, and all my peers were simultaneously jealous and incredulous.

On the risk, I think you are really over-weighting the downside scenarios. I realized that given my track record and resume, in the worse case scenario I could always "get a job" if things didn't work out. You will never starve.

And if you are bootstrapping something with low capital costs, you will be able to monitor and see in advance if it's working or not. The decision is not binary. You get to adjust as you go!

milliondollar··on Kids, Would You Please Start Fighting
This is not an "article," it is an opinion piece, published in the opinion section of the Times.

An opinion piece is kind of like a Medium post- the view of an author with a clear point of view. Often explicitly by someone in the field or with an "axe to grind". This is a feature not a bug. They are giving experts a forum for debate.

An "article" should be more neutral, more widely sourced, and reports the opinions of others vs the author. (It goes without saying that this is clearly messy and you can't remove all bias.)

I see this frustration about "opinionated articles" incredibley often in critiques of opinion pieces in major newspapers and I can only assume that is because "how to read a newspaper" is a skill which is not taught and also because the web with its direct links makes identifying the differences harder.

The clue here that this is an opinion piece is the "Review" section of the NYT, and the identifying bio at the end about the author.

milliondollar··on Flatiron School settles for operating without license, employment/salary claims
What are best options for low cost self study version of these bootcamps? I'm basically retired at 44, live outside of a city, and have time and motivation but need serious instruction. I don't need the employment finding part of this - but really like the structured "real world" focused curriculum vs some of the more academic offerings I've seen online.
milliondollar··on Unexpected Consequences of Self-Driving Cars
Yes. I don't know why more time isn't spent on this aspect. It would totally start competing with air travel at that point for sure. I travel all the time for work between cities 4 hours by car or 45 minutes by air. So car is slightly longer all in given fixed costs at airport on either end. But I would do it ALL the time if I didn't have to drive it myself!
milliondollar··on U.S. judge finds that Aetna misled the public about its reasons for quitting ACA
This a million times over. Aetna makes huge money in the group business. By allowing insurers to take all the healthy people in group business, but absolving them from taking the sick people in a market, you essentially create smaller pools of "unprofitable" customers. But essentially it is a giant subsidy to the group insurance providers.
milliondollar··on Being a Data Scientist: My Experience and Toolset
Speaking as a business person: often the biggest challenge is to make ANY decision and actually DO something. The perfect is the enemy of the good. So to continue the cliches the business critique of your objections would be "analysis paralysis."

I tell you this just to help you understand what you describe. But in my observations of failure modes in business, it is rarely because one follows the wrong analysis, but more because most are unwilling to make any changes unless confronted with overwhelming evidence. (And that hurdle always gets higher no matter how much evidence you give.)

milliondollar··on How much does employee turnover really cost?
Yes but if you have the intestinal fortitude to check out of those pissing contests you can really create your own life. That is, if you are lucky enough to be at level to start.

I did note that many of my peers where COMPLETELY freaked out by my decision that I mentioned above. My choice to step back from the game freaked them out. No over aggression but a mix of outright confusion as well as somewhat confused jealousy.

milliondollar··on How much does employee turnover really cost?
Exactly yes. I used to make over a million a year as a big 3 partner in management consulting. I dialed back to half time and am UNBELIEVABLY happy!
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