315 karma · joined September 18, 2013
[thisusername] @ gmail
Ideally there is a balance between native trees and plants that help cool the environment for one's lawn. One particularly amazing native California tree/shrub is the Manzanita which branches have an extremely cool-to-the-touch feel. They truly cool the air around it and the birds and small animals love it in the summer. Many California native plants have these amazing properties that promote a wonderfully diverse ecosystem.
> Spiegel was born in Los Angeles, California, to lawyers John W. Spiegel and Melissa Ann Thomas. He grew up in Pacific Palisades, California, where he was raised Episcopalian. He was educated at the Crossroads School for Arts and Sciences in Santa Monica, and attended Stanford University.[1]
im still struggling. there's a lot of magic happening. i'm not bad with the ruby language itself. but i"m so used to first principles. im open to suggestions on improvement here
I bought a house in 2009 @ 3.75% for 480k fixer-upper 1922 craftsman home in East Los Angeles area. My monthly payment was about $3200 because I could only afford ~4% down so we had to get PMI. At the time I made $110,000 and wife made $60,000. We put in about 50k into the house using my dad who is a general contractor (basically only paid for materials).
In Dec of 2021, we refinanced for 2.75% and our fixer-upper was valued at 750k which meant we could get rid of PMI and now our monthly payment is $2500 (including taxes). It's a massive drop for us now that we have a baby.
Literally none of this is possible right now. It feels like we've won the lottery. On top of that, we had a ton of help making this place a home because of my dad. For most families in the major metro areas, this is just totally out of reach now.
Curious, are you referencing IBM and The Holocaust?
I've watched a couple and they ask pretty good questions if the answers he gives require some additional research/critical thinking/knowledge of history.
The last documentary I watched, Hypernormalization, seemed to give platform to and justify the need for _more_ individualism via Trump-esque critique on Leftist ideologue. That is totally fine, but I can see how people can watch his documentaries accept many of the leaps in logic.
Most people who are the poorest are usually the ones who know exactly where their dollars are going. They can tell you exactly how much a carton of eggs and milk are.
https://thepractice.law.harvard.edu/article/the-model-minori...
And congratulations on retiring! What do you think you'll do now? Given that you're wholly self-taught, I would assume you would dive in to your interests.
You also might enjoy this: http://blogs.law.columbia.edu/nietzsche1313/4-13/
EDIT: it's worth pointing out that Nietzsche also criticizing master morality too.