kevinoconnor7

His handle sounds familiar. Did he used to run a design company called Dragon--or something along those lines? If so I've been impressed by his design work for a long time. Really interesting to see how his work has evolved.

I ran into a similar issue trying to get verified by Coinbase. I answered all of the questions truthfully, but still failed. After 2-3 times I just began to brute force it. It turned out that one question in regards to a duration of time was completely wrong. Luckily Coinbase let's you do it as many times as you please, just with a 24 hour pause between each try. Come to think of it, they should probably send you an e-mail whenever an attempt it started.

I'm actually curious about this. You can refund without having an original charge. This is exactly how Square's new payment system is working. This is simply because a refund is not canceling the original withdrawal, rather it's depositing the original transaction amount back. I'm not quite sure how a credit card company could determine the exact transaction link (other than just comparing merchant and transaction amounts). Maybe they just deduct the base points rate on the deposited amount. I then wonder how they would handle if I bought a TV during a promotion for a bonus 3% points and then returned it.

However, I wonder what would happen if I were to send money from my actual credit card to my Google Wallet (with no fees until Jan 6th, unless extended), and then use the Google Wallet card to use Square to send the money back to my bank account using my debit card. If I wanted to slow the process I could use a bank transfer from Google wallet. Of course there are daily/weekly limits for both of these but it's a method I think would work.

Why is this an issue? This security check doesn't require Google to know any plaintext passwords, hash checking works just as well here. A fair amount of places keep historic password records to prevent password reuse if they have password expiration.