I don't work in the Bay Area, NYC, or a similar location. I'm comparing my current location to Atlanta.
This is now the third time I've repeated this ITT, including the OP.
1,915 karma · joined March 16, 2015
I don't work in the Bay Area, NYC, or a similar location. I'm comparing my current location to Atlanta.
This is now the third time I've repeated this ITT, including the OP.
The difference in rent/real estate is like $10k/year. I've been to Atlanta regularly for quite some time and I can assure you I know the exact difference in COLA as a result. ;)
In my particular case, the "market rate" at Location A is ~$40k higher (after COLA) than the "market rate" in Atlanta.
So, when I mean "market rate" I mean "My options at Location A + the options in Atlanta."
> I don't think you can directly compare salaries across cities even after factoring in cost of living since it ignores the fact some places are more desirable to live in than others and thus should command "premiums".
To be perfectly honest, I consider Atlanta vs. where I am now a wash in most respects and a $40k premium is simply too steep for the difference. It isn't like I live in the Bay Area where rent is $40k.
That includes those fortune 500 companies (a couple of whom had internal recruiters bail when I mentioned my current salary + the COLA number). Cutting your real estate costs by $12-15k goes a long way but it doesn't magically cover $40k+ paycuts. It is good for employers (for instance, one guy was willing to disclose "I got two guys with Master degrees for $20k less than what you wanted.") but not so good for employees on the upper end of the pay scale. (i.e. above 6 figures outside of SF/NYC)
It is anecdotal, just my experience after looking to move there.
I just don't post images and dumped social media except for some random accounts unrelated to RL. (i.e. HN)
Of course. But if you invest your money you take the same risks also. There is a limit to how much risk you can really avoid long term.
2) It includes maintenance in that calculation as well as investment returns and a number of other items.
3) Please stop wasting other people's time because you are lazy. Its quite rude.
This is often not true.
I know its a popular belief with alot of millennial but anyone who has looked at a rent buy calculator quickly realizes for many areas (not the bay area / inflated housing markets beyond what the fundamentals support) buying still makes more sense than renting.
For instance, I'm considering a $325k purchase in an area where the equivalent rent is $1700/month.
https://www.nytimes.com/interactive/2014/upshot/buy-rent-cal...
Even with correcting the variables, the break even point is ~$1400/month if I sell in 5 years.
That is ~$3600/year in savings over 5 years or about the cost of replacing my car in the next 5 years.
Companies like the Irvine Company did this masterfully.
E-mailing every single company that does this is ridiculous.
I already stated a fine is more than sufficient. Or do you think you should be jailed for speeding on the freeway too?
Proportionality in relation to the offense is a thing.
Sure, a fine if they don't follow robots.txt might be appropriate but jail? That is absurd.
But assuming you don't want to:
1) Validate against the standard checksum formulas (this catches legit typos)
1b) https://en.wikipedia.org/wiki/Luhn_algorithm
1c) Regardless of what happens next, send an order confirmation and play dead.
1d) If it fails any of the following steps, send a politely worded "issue with the order" e-mail and to contact you (after 24 hours). Use a reason that sounds generic rather than credit card specific.
2) Check GeoIP and compare against potentially geographic space. (this catches VPNs, etc. For instance, shipping to a US freight forwarder from a Russian IP is likely highly probably fraud. The customer can call/e-mail you if they get caught in this.)
2b) Services like https://www.maxmind.com/en/minfraud-services qualify for this.
3) Check address locations against known US freight forwarders / PO boxes / UPS Stores / etc. Force additional customer verification, like for IP addresses.
4) To validate repeat card usage, fingerprint cards that were successfully charged and you didn't receive a chargeback after the window closes:
https://security.stackexchange.com/questions/63248/hashing-a...
You can use Stripe/Braintree tokens or your own implementation.
5) If it fails step 4:
5a) Run whatever business heuristics/signals that might be true for your customer base. Too specific to get into really.
5b) Actually charge the card and see what happens. If its declined by the credit card company, send the generic contact e-mail.
Yeah they sell the wire service and its not really publicly available.
The closest free equivalent is:
Those are separate things.
We still have an opportunity to reduce the extent of the damage. Major climate change is likely inevitable at this point as, realistically, the modest measures taken to date are insufficiently binding to be effective.
I don't think we've past the point of no return, yet, but we will certainly do so at some point given the real cost of taking action appears to grow faster than the political will to take action.
Or do you genuinely think all rectangles are squares as well? Simply because one is a subset of the other does not make the equivalent things that should be treated identically in all circumstances.
Permitting individuals to make their choices (i.e. On the basis of religion or any other philosophical belief) without fear of discrimination in a Democracy is critical to the proper function of a Democracy. Otherwise, oppression of minority positions is too easily used to destroy that minority's ability to exercise their franchise.
Preventing the boycotting of nation states is not equivalently necessary to the proper function of civilized society. Nations are the outcomes of decisions made by very, very large numbers of people in aggregate combined with centuries of history. Opposing those outcomes are sometimes politically necessary.
At the end of the day, the "outlaw" nation states are the ones that are going to be operating these things and then use the money to fund their black budgets.
It doesn't matter if they can be identified as long as they can change the bitcoin to cash in an allied country.
Take this block of text in the article:
"I thought my eyesight was beginning to go. It turns out, I’m suffering from design."
Instead of leaving it a legible black and have the divider + italics convey the separation from the article...
They went with rgba(0,0,0,0.5) on a font that is hard to read on a white background with that shade of a gray. Try removing those sort of CSS rules from the Wired Article and you'll find it much more legible.
They repeat this sin whenever they quote someone such as:
A color is a color isn’t a color… …not to computers…and not to the human eye.
They also put a ton of whitespace around the quote which is already enough to separate it. The absurdly annoying light gray is annoying and not required.
http://www.tridentseafoods.com/Products/Detail?pid=25546ab0-...
http://www.ljsilvers.com/news-events/item/117-introducing-ha...
If its some kind of white fish and its not named, its frequently something like pollock.
The amount of boilerplate in "good" Java code is substantial (like 20-30% more lines) compared to "good" PHP in practice. At least imho/experience.
Personally, I believe that is an artifact of zoning laws + commute distance.
Most people I know rationally choose housing based on commute distance for an individual/couple + price.
I don't work for a large company, my job title hasn't changed, and my salary has doubled from the starting salary over 5 years.
Sometimes stasis exists because valuable people are paid extremely well not to leave. So well they can't actually find a job that will compensate them comparably despite repeated attempts to find one.
Why exactly should people like me leave when even places like <insert large company> want to pay me 10% less than I make now?
https://martinfowler.com/eaaDev/EventSourcing.html
This is an article I have from 10+ years ago and its still roughly the same way I do it now. I've never needed to scale it beyond something like Postgres or Redis.
https://www.amazon.com/Crucial-MX300-Internal-Solid-State/dp...
I was contemplating a build with 2 of these in a RAID 1 configuration for my next homelab server.
Personally I run a gaming (windows) desktop at home and an always-on UPS-backed homelab server that handles minor ops tasks (mostly backing up side projects and some ETL) + provides dev VMs.
My home office "budget" is ~$2k/year. My gaming/work desktop is ~4 years old, represents ~$2.5k of that budget. Monitors/peripherials/desk/chair generally eats another $2k and are of a similar age. I generally spend ~$2.5k on the dev server. I then usually toss ~$1k into a laptop.
I could easily see someone who purely works from home (rather than 1-2 days a week) operating with a larger budget and genuinely needing a ZFS setup of 2TB SSDs.
Realistically, $2-3k/year is 2-5% of the sort of salaries we see on HN given we make a living at this sort of thing...it isn't surprising people would spend that kind of money to me.
https://hurdlr.com/blog/software-web-developer-tax-deduction...
Keep in mind "business equipment" certainly qualifies for such a dev server so you won't be paying taxes on it if you itemize as well.
US is ~4% once off budget spending is accounted for. The actual is ~3%.
Peak time is also during the daytime which means baseload power sources like Gas/Hydro/Nuclear/etc. are likely fulfilling demand at night just fine.
Most likely you are charging during winter and discharging during heat waves in the summer which may not be a viable business model despite the large delta in energy prices.
At least that is my understanding, I'm not an expert. xD