I'm with you. I live in a very inexpensive apartment, where most people are low-income or on gov't subsidy, or both. I also walk my dog daily and interact with 3-5 different neighbors each day - so I have a view into their lives.
It's bad here. I'd say at least 1/3 have lost their jobs and are having a really hard time finding work. More uber/lyft signs have popped up in cars in the parking lot. One of my neighbors had to move their family of 3 from an already-small 2br to a 1br (2 kids). I don't know how they can make it work. There's more people who sit on the sidewalk curb and drink cheap beer and chain smoke. They're nice folks (I talk to them), but they can't find work.
On the flips side, anyone who can WFH is doing better than ever before. They save money by not driving, eating out, or doing the other things they'd normally do. I've also seen A LOT of brand new cars show up, presumably buying because of low interest rates. WFH folks seem happier than before.
The disparity between the haves and have-nots looks like it's been rapidly accelerating. If you always stay in the HN bubble, you won't see these people. They're 'invisible', but I assure you they are real. They need help, and they're not getting it. It's honestly very, very sad - it makes me sad. My empathy is on overdrive because it's so easy to see myself in that position. If I hadn't chosen tech, I'd be right there with them with a 6-pack, Marlboros, and no hope.