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cko

1,333 karma · joined February 12, 2012

samannaphala@gmail.com
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cko··on Two nights of broken sleep can make people feel years older, finds study
I had sleep apnea and got jaw surgery. But I also have a dysfunctional TMJ, so my mouth opens when I sleep. Every chin strap on the market pushes the chin down into the airway, it seems. Which one did you get?
cko··on Germany's solar panel industry, once a leader, is getting squeezed
Yes, check Numbeo for Berlin, Frankfurt, etc. Then look at the tier 1 and 2 cities in China.

https://www.numbeo.com/property-investment/rankings.jsp

The ROI absolutely does not make sense but it's real. A large portion of the world believe that the only two investment classes are real estate and government bonds.

cko··on Germany's solar panel industry, once a leader, is getting squeezed
If I owned a flat free and clear with a low rental yield as in many German cities (like 2-3%), I would sell the place to someone and then rent it from that person, then invest the proceeds into stocks.

People are overly obsessed with home ownership and being free and clear as soon as possible so they blindly repeat adages like "paying the landlord's rent" and "flushing your money away" without running the numbers.

Would you buy an apartment in Taipei, where a $1M apartment rents for $1k a month? I'd gladly pay my landlord's mortgage in that case.

It all depends on interest rates, rent to price ratio, and opportunity cost.

cko··on The man who bought Pine Bluff, Arkansas (2022)
I just scrolled through his tweets (Xeets?) and I must say I really like the guy. Hugely entertaining.

I hope for his sake this is all a performance art but but I doubt it.

cko··on Reddit's long, rocky road to an IPO
The Wall street bets crowd will probably try to short squeeze you, though some Redditors were talking about trying to tank the price.

Either way it could be a meme stock for a long time.

cko··on Sweden Is a NATO Member
I don't mean to kill the joke further but I think Hitler was already a dead man walking before Hitler killed Hitler, so I think his enemies (Allied Forces plus Russians) deserve most of the credit.
cko··on Sweden Is a NATO Member
I don't mean to kill the joke but I think Hitler was already dead before Hitler killed Hitler, so I think his enemies (Allied Forces plus Russians) deserve most of the credit.
cko··on Landmark study links microplastics to serious health problems
My bad, I assumed if you have plastics on your body then you have it in your arteries. If not then I want to know how to not get that stuff in my arteries.

Put another way, say you and I both have occluded arteries, and we are both inhaling and ingesting microplastics because they're inescapable. I have plastic in my clogs and you do not. What are you doing differently?

cko··on Landmark study links microplastics to serious health problems
If microplastics are everywhere, how did some participants in the study not have it in their bodies? I want to not have plastics clogging my arteries as well.
cko··on Rise of fast-fashion Shein, Temu roils global air cargo industry
I heard man purses are a thing there. But I think OP meant a salesperson will not solicit you in a store if you don't have a nice accessory.

Which sounds like an awesome side effect.

cko··on Apollo calls AI a 'bubble' worse than even the dotcom era
Someone who wants put their money to work.

Lots of cash doing nothing on the sidelines is risky in the long term because inflation. A "risky asset" is risky in the short term because of volatility.

cko··on The mothers fighting a scandal bigger than thalidomide
For such an old drug, I'm surprised that the FDA didn't classify it as Pregnancy Category D (don't take it) until 2013.

https://www.fda.gov/drugs/drug-safety-and-availability/fda-d...

cko··on Japan's Nikkei surpasses 1989 all-time high
I'm trying to reverse engineer your thinking. Did you do 150 - 100 = 50, then use 100 as the denominator to get 50%? Because that's not what "losing 50% of value" means.
cko··on Japan's Nikkei surpasses 1989 all-time high
USD to JPY 1y chart does not show a 50% decline - more like 11%
cko··on Nvidia is now more valuable than Amazon and Google
Aviato
cko··on A rent-stabilized 1 bedroom apartment for $1,100 In NYC? broker's fee is $15K
Increased return in monetary terms but maybe not quality of life.
cko··on A rent-stabilized 1 bedroom apartment for $1,100 In NYC? broker's fee is $15K
I'm guessing they had to move due to life circumstances, but due to taxes, transaction costs, sunk cost fallacy, hassle, etc, decided not to sell the unit.

Every reluctant landlord capitulates and sells... eventually.

cko··on Real estate giant China Evergrande will be liquidated
Perhaps as the mass USD redemptions start to fail, there is a window of opportunity to buy BTC before exchanges put a stop to it.
cko··on Real estate giant China Evergrande will be liquidated
If USDT can no longer be redeemed for USD, then people may buy BTC instead?
cko··on Shunned in computer age, cursive makes a comeback in California
Tangentially, as a pharmacist I could always tell which doctors grew up in Russia. All of them have this nice loopy cursive way of writing.
cko··on Bottled water contains 100x more plastic nanoparticles than previously thought
It's ok to worship a cruel god, you know. Just not my cup of tea.

You don't have to pretend he is perfect or justify all his actions. Just admit that any human who made the decisions he did would be rightfully judged as an evil person, but since "might makes right" I guess god is infallible.

Mental gymnastics only helps you sleep at night and won't change the rest of our minds.

Also this discussion went off topic real fast and my comment doesn't help.

cko··on Cancer Is Striking More Young People, and Doctors Are Alarmed and Baffled
These sorts of submissions are sure to attract armchair nutritionists and epidemiologists. Judging by the comments so far, they've predictably come in droves.
cko··on How Gyms Make Money (2015)
Fortunately my workouts were short and of the anaerobic nature so I didn't really break into a sweat.
cko··on How Gyms Make Money (2015)
I showered to also wash my hair. Can't work out looking all messy, what would others think?
cko··on How Gyms Make Money (2015)
I lived out of my Toyota 4runner for 5 months. I would go to the Planet Fitness in the morning, take a long shower using their soap and hot water, do some exercise, and leave.

Membership was $5 a month (for a 3-year contract.

Now I live in Romania and gym memberships are $50-70 a month but people actually go there

cko··on How to Drop Out (2004)
His views have evolved since when this essay was written, and I believe he has gotten an inheritance from a deceased family member and now lives in a house in Washington.

I've enjoyed reading many of his essays nevertheless.

cko··on Ask HN: Those making $500/month on side projects in 2023 – Show and tell
Wait so these farms yield 15% ROI? And you can invest with leverage? How is this possible.
cko··on [dead]
Just seems like attempts at humor / inside jokes at an AI company.

Odd angle for a hit piece.

cko··on BlackRock and housing: Setting the record straight
Admittedly the reply was a harsh way of saying "learn how the system works beyond a pop culture level understanding."
cko··on BlackRock and housing: Setting the record straight
(I'm reading the original comment a couple times and I'm wondering if I'm being trolled.)

Mortgages frequently get bundled up and sold as securities. That's just how it works. Blackrock is one institutional buyer. A mortgage is someone's liability and another's security.

Nothing about "mortgage securities" implies poor lending practices or overleveraging.

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