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anonymous5133

1,080 karma · joined September 26, 2017

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anonymous5133··on Women who win hundreds of sweepstakes per year
That statistic comes from social media marketers who like to overstate the value of social media. In reality, most of the people doing that retweeting are simply using fake twitter accounts to do the retweet. I do the same thing. No one reads my retweets lol

These social media marketers make it sound like kylie jenner is going to retweet your crappy contest. Never happens.

anonymous5133··on Women who win hundreds of sweepstakes per year
Definitely guilty of this. The real irony of it is that the cheating on the exam was actually far more of a challenge and had an adrenaline rush to it. That's why I did it at least.

I remember one method I would use is to simply memorize thousands of multiple choice questions from the test bank. That way when you took the exam, you would already be familiar with the question on the exam and how to solve it.

anonymous5133··on Women who win hundreds of sweepstakes per year
This is true. Reminds me of a somewhat popular youtuber who makes videos about "side hustles." One of his "main" side hustle is operating vending machines. He basically makes videos about how to operate your own vending machine business and so on. The irony to it of course is that 98% of his "profit" comes from youtube partner advertising. So he makes a few hundred bucks from the vending business but pulls 10k-15k profit per month from youtbe ads. So the real moral of the story here is don't waste your time doing a vending machine biz, focus on making entertaining youtube videos.
anonymous5133··on Tiny flats taking over Latin America
I think this idea is brilliant and has a lot of potential to disrupt the traditional western housing model. I think a lot of young people will definitely be willing to make the trade off of living in a smaller space to get ahead in life.
anonymous5133··on Too Many Companies Drain Value from the Economy
Also nuclear power. Run a profitable fleet of nuclear reactors and when the reactors get too old to operate you decommission them and then eventually the company goes bust...leaving the government to fund the never ending legacy costs of depleted fuel storage/containment.
anonymous5133··on Too Many Companies Drain Value from the Economy
Or companies like Adobe creating PDF format to allow anyone to sell their book on their website or give it away for free direct to the consumer.
anonymous5133··on Mastery with SQL: Learn Modern SQL with Postgres
The problem with coursera and udemy is that they lock you into their platform and limit you in terms of what you can do. When you build the product with its own website, you can basically do whatever you want in terms of innovation.
anonymous5133··on What Facebook’s new currency means for the banking system
I've always wondered if it would be possible to create a true decentralized stable coin. Put some sort of mechanics in the code to do proof of stake rewards if the price starts skyrocketing (increase supply) and then maybe increase transaction fees slightly if price is plummeting (decrease demand). The staking nodes would need to have something to check price on non-manipulated exchange though which could be tricky but I find it an interesting idea to think about.
anonymous5133··on What Facebook’s new currency means for the banking system
Code can be verified and audited though.
anonymous5133··on What Facebook’s new currency means for the banking system
IMO, I think the only reason corporations have signed up is because they don't want to be left out if Libra goes big.
anonymous5133··on What Facebook’s new currency means for the banking system
It is an overall net positive. Just imagine if you live in a country with unstable currency/government. Libra might allow you to protect yourself and allow you to continue surviving (by being able to trade or buy stuff from abroad). Think Venezuela. Only problem is if you don't have a cell phone, internet or electricity.
anonymous5133··on What Facebook’s new currency means for the banking system
Libra is going to be a KYC/Anti AML coin. Not really sure how they're going to 100% enforce it though.
anonymous5133··on What Facebook’s new currency means for the banking system
Yes it is true. From what I understand if there is an excessive amount of selling then they simply fund the withdraws by taking funds out of the reserves and simply "deleting" the libra tokens. Same story if there is lots of people buying. They simply put more into reserves to create new tokens. In theory they could actually put surplus reserves (over 100%) into the backing due to interest accumulation.
anonymous5133··on What Facebook’s new currency means for the banking system
1. unrealistic to expect libra to have zero anonymity given current regulations around know your customer/anti-money laundering rules.

2. Libra is actually operated by the libra association. Facebook only has a minority voting share in that association.

3. Transaction throughput of libra is 1,000 transactions per second compared to bitcoin's 7 transactions per second. In comparison visa does about 1,400 transactions per second currently. In theory, it would be possible to increase the transactions per second of libra if it gains widespread use.

anonymous5133··on Facebook reveals its cryptocurrency Libra
Completely agree. Many people are thinking way too narrow for how big facebook is. Project libra will be the great equalizer and put everyone more or less on the same "economic playing field" so to speak. Since this community is heavily startup focused, everyone here should be thinking of how they can capitalize on this next frontier of the internet. The money isn't made by speculating on libra coin, it is made by creating innovative services/solutions.
anonymous5133··on Dark Web Drug Sellers Dodge Police Crackdowns
So maybe perhaps going after the supply side of the drug trade is a waste of time? As long as there is a demand, there will be a supplier. I think we need to get tougher on drug treatment. Make it a mandatory punishment.
anonymous5133··on The Anti-College Is on the Rise
Tech is just an overall outlier since the demand is so high in that field that employers are willing to hire people who just have the skills to do the job. In more traditional career paths, like engineering, a college degree is absolutely required to even be considered for the position. No degree = no interview. Lots of other professional careers are like this as well like accounting.
anonymous5133··on The Anti-College Is on the Rise
Those little quirks can be eliminated through proper employment screening. You can implement personality screening, skills verification exams and so on. Assuming the screening is effective, these undesirable candidates can be eliminated quickly.
anonymous5133··on The Anti-College Is on the Rise
College will already be made free in due time but it won't be from a government funded university. It will simply be from a private organization making the courses on their own and putting them online for free. People won't believe this but the technology already exists for it to occur. Most of college is simply organized textbook reading, with lectures, homework, exams etc. All of which can be digitized and delivered over the internet. Homework and exams can be digitally graded. Final exams can be proctored at a testing center like prometric. This system will deliver essentially the same results as a traditional university.
anonymous5133··on The Anti-College Is on the Rise
I graduated from high school in 2006 and was determined to study computer science when I went to college but by the time I had graduated I decided to just go with accounting because I had heard so many horror stories about how there were no jobs in tech anymore. I viewed accounting as something that might not pays much as a programmer but it would surely get me a job because every company needs accountants. Nowadays, being employed in accounting, I kinda regret it because my true passion was computer science.
anonymous5133··on The Anti-College Is on the Rise
Honestly, this is good advice.
anonymous5133··on The Anti-College Is on the Rise
US companies don't view foreign degrees that positively unfortunately.
anonymous5133··on The Anti-College Is on the Rise
Really brings into question what type of law education that guy was getting if he didn't know student loans couldn't be bankrupted...I think I learned that from high school...
anonymous5133··on The Anti-College Is on the Rise
Absolutely agree. A big part of this problem, which is still being perpetuated today, is this idea that if you go to college and study ANYTHING then it will get you that coveted 50k/year salary job upon graduation. This idea was mainly perpetuated by elementary, middle and high school teachers, as well as parents who honestly should not have even been giving career advice to begin with.

Also you are by far not the only one in this situation. I have friends on my facebook that I look back at and see them still working the same job they worked while in college (making roughly 23k/year in Southern California!). They have degrees in sociology, psychology, philosophy, communications etc. Their degree has made them worse off because now they have student loans to repay on a degree which simply cannot support the repayment of such loans. Likewise, the degree did not increase their income at all. It is hard to believe but in reality, they would have been better off not going to college at all.

anonymous5133··on The Anti-College Is on the Rise
I was extremely frugal with my college decisions and effectively optimized for cheapest option. This is what I did.

1. In high school I took as many AP courses as I could possibly take and realistically pass. I ended up passing 6 of these exams. These exams cost $80 and get you the equivalent of "one course" worth 3 credits. My US history exam gave me 6 credits for 2 full courses! So in total I got 21 units. In effect, I paid $480 to complete 17.5% of my college education!

2. After graduation, I did not go directly into college. Instead, I skipped one semester and then used CLEP exams to knock out an additional 5 exams. These are exactly the same as AP exams but you basically self-study for the subject. The subjects you study are basically general education subjects like sociology or psychology. I got an additional 15 units from these exams for a total cost of about $500. At this point. I have completed 30% of college education for a cost of $980.

3. I apply to a community college and am subsequently accepted. All of my AP + CLEP exam credits are accepted. I then complete another 24 units at the community for a total cost of about $2,400. I don't fully recall what the cost was but this was on the high end estimate. At this point, I am basically 50% done with my college for a total cost of $3,380.

4. I apply to a state university which I am accepted to and then complete the last 60 units for my BA degree. I don't recall fully what the cost is completely but I would estimate it to be about $3,000 per semester. So estimated total cost for my BA degree was $15,380.

These numbers are just for the tuition and books. I lived at home the entire time, commuting to school. I also was working full time the entire time and paid cash for everything. Never had any student loans. When I graduated it took me about 4 months to find a job paying 52k per year. Major was accounting and I live in Southern California.

Most important thing is to make sure to use the resources that are available to you. AP and CLEP are EXTREMELY value resources to you. It just boggles my mind when I talk to people who complain about their student loans then I ask them if they took AP or CLEP exams. Some of them say they never even heard of these programs....are you kidding me?

anonymous5133··on The Anti-College Is on the Rise
Completely agree - having solid courses that teach relevant theory/skills is extremely valuable. We simply need to make the means by which we take such courses more efficient and therefore lower cost.

The bigger issue here is that employers have gravitated far too much towards the college degree as a signal device for a quality employee which effectively shuts out alternate forms of education. Employers need to be willing to hire people who are smart but don't have a college degree. If someone self-studied all the subjects on their own and it is clear they are on the same level as a college grad then they should not be excluded from the hiring process.

It is almost like we need some sort of "SAT" for various subjects. That way if someone is really smart then they can just take this SAT in whatever subject to evaluate their knowledge. We sort of have this already for certificates but it seems like employers don't place much value on them compared to a college degree. There are exceptions but they are mostly outliers IMO.

anonymous5133··on The Anti-College Is on the Rise
I would argue that obtaining a high quality education and developing meaningful life philosophy are two separate areas. Colleges need to move away from the teaching life philosophy to everyone. If people already know what they want to do with their life then just let them take the essential courses to get valuable skills/education. If people want to learn about meaningful life philosophy then they can do that on their own.
anonymous5133··on Maker Faire halts operations and lays off all staff
Education products is always a tough market due to people viewing education as basically discretionary instead of an investment.
anonymous5133··on Maker Faire halts operations and lays off all staff
Install ublock origin, problem solved.
anonymous5133··on [dead]
Quite literally, when trying to dox someone backfires big time.
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