I don't doubt that for people with some money, it'll be common to countdown using similar strategies for 5-10 years until you hit the magic 65 age. Given the difficulties in staying employed until full retirement age for programmers, it's quite a gift.
In another couple of decades, a lot of people get to do the pay-down fandango where couples split their assets so that one doesn't pauperize the other (via annuities).
All brought to you by the market warping body called government.