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NDizzle

2,136 karma · joined November 14, 2011

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NDizzle··on The EV Transition Is Harder Than Anyone Thinks
Doubt it… look at the number of first gen Volts still on the road.
NDizzle··on U.S. home prices are the most unaffordable they've been in nearly 100 years
Metro? Remote?! Get out of cities with your remote job.
NDizzle··on U.S. home prices are the most unaffordable they've been in nearly 100 years
With remote roles you no longer need two income households. Raise your kids yourself. That statement will get me downvoted, but if even one person is inspired to think that through it’s plenty worthwhile.
NDizzle··on U.S. home prices are the most unaffordable they've been in nearly 100 years
They care about what they can afford each month. They indirectly care about the rate. The sign on the starter home neighborhood near me was $719/mo when I moved here in 2020. It crept up to 850, 970, 1100, and then they changed the sign to not have that information. Same houses.

Hopefully only sane mortgage products continue to be used so it doesn’t end up like automobile loans. Aren’t most car loans 72 months now? That’s what is required to get the monthly note affordable for most buyers.

NDizzle··on U.S. home prices are the most unaffordable they've been in nearly 100 years
If you have a second home at 3% that means your first home is paid off. You wouldn’t get that rate for an income property.

There are several good reasons for selling it, mostly emergency or retirement reasons. I would keep it and rent it. Inflation is more than double that 3%, “officially”.

What a great problem to have.

Anecdotal data, regarding value drops. I’m in a 30 fixed at 3% in Arkansas. Houses I was looking at in a new subdivision were around $410 when I was looking, this time 2020. They are now in the $700s, and that’s with the current interest rate. So 3 years of mortgage payments, down payments, you’re looking at an outstanding balance on the loan of… around $300k?

The value drop people think needs to happen probably won’t ever happen. Especially since the USD is turning into Monopoly money due to terrible fiscal policy.

NDizzle··on Why Apple and the Carriers Want Your Old iPhone
Perfect username for the reference you made in your comment.

"Many people change their phone every year." I expect that to be one of the things that immediately changes with our current, fantastic economy in the US.

NDizzle··on Yellen says government will help SVB depositors but rules out bailout
Please explain why Roku had half a billion dollars sitting in a checking account and how we rectify that, and 119.5 billion other problems, without yet more money printing that affects everyone.

Move fast and break things, banking edition. Can I sign something somewhere to opt out of responsibility for these kind of things?

NDizzle··on Were React hooks a mistake?
Well, I don't know about hooks being a mistake.

What I do know is that the font choice in those code blocks was DEFINITELY a mistake.

NDizzle··on Mailed asthma, cancer, erectile drugs are seized the most, despite opioid claims
Misleading headline.

"But the agency’s own data from recent years on its confiscation of packages containing drugs coming through international mail provides scant evidence that a significant number of opioids enters this way."

No shit. Who is sending opioids via international mail?! How stupid does CNN think we are? How stupid does CNN think drug smugglers are?! They are being waltzed across our porous southern border.

NDizzle··on Maybe treating housing as an investment was a mistake
Specific to Seattle, once you see what the teachers are teaching kids there you'll see that they soon won't actually need teachers. Nobody that has both a functioning brain and children would put their kids in Seattle schools.

The problem kind of solves itself.

NDizzle··on Maybe treating housing as an investment was a mistake
"2022 interest rate: 0.08%" that's not true for 2022 as a whole. Did you mean 2021?!
NDizzle··on Less than half of California students read or do math at grade level
I'd sure hate to be taught math from a workbook alone.
NDizzle··on 111-1111111 is a valid Windows 95 key (2021) [video]
I used those sites to find new software to check out. The popular stuff had to be good, right?
NDizzle··on Signal says it'll shut down in UK if Online Safety Bill approved
Removing registered guns, or guns that have unfortunately suffered boating accidents?
NDizzle··on Signal says it'll shut down in UK if Online Safety Bill approved
I carry a knife, and often a gun with me while out and about. The UK is good with either of those things?

I also insult people online, sometimes.

I’m pretty much worse than Billy the Kid to modern day UK.

NDizzle··on Eggspensive
The context of this one is inflation, and the tracking of it. The statement is that there is an army of government analysts working on it, to get it right.

The reality that I subscribe too (see what I did there?) contains the fact that the government continuously changes the metric from which inflation is measured. And how unemployment is measured. And how much money is in circulation. Until those numbers (and plenty of others) look better than the previous set of numbers.

NDizzle··on Eggspensive
I wish I could go back in time about 40 years, where I had the same faith in government that you have currently. (I'm age 43 at the moment)
NDizzle··on Early morning university classes linked to poor sleep and academic performance
Keys to productivity include scoping the work in a way where it can be done solo, and then convincing people to work a few hours during the day when either others aren’t, working or when you aren’t expected to be available. Go offline or invis on your work communications app. Close your email client. Try it 2 hours a day for 2 weeks and watch what happens.
NDizzle··on Hundreds of changes made to latest editions of Roald Dahl's books
Interesting, but I think misplaced. That all started in the 80s, Tipper Gore and the PMRC.

“Adjusted for television” or for play over the radio were broadcast standards that still exist.

Hell, I’m somewhat thankful for them. We had an issue at one of the youth sports games last fall. Music played between innings. The quote that came out of that one was, “I thought E meant ‘everyone’.

Yes, I know stuff is adjusted for broadcast, “find a stranger in the alps” still cracks me up. That’s not the same as not being able to describe tractors as black, or fat people as fat.

NDizzle··on Hundreds of changes made to latest editions of Roald Dahl's books
> You generally wouldn't say a man was "screeching", not unless you also wanted to imply he was effeminate.

You didn't watch Saved by the Bell?!

NDizzle··on Hundreds of changes made to latest editions of Roald Dahl's books
Can you give me an example of whatever community it is that you grew up in?

Me? Rural northern Arkansas. Dry county. Unaffected by these edited/abridged version of media.

In other words, Han shot first in my day, sonny.

NDizzle··on Hobby Club’s Missing Balloon Feared Shot Down by USAF
Yep.

Float around and find out.

NDizzle··on Shoichiro Toyoda, who turned Toyota into global automaker, has died
Huge quality problems? Toyota recalled 250 cars. Tesla recalls hundreds of thousands every year like clockwork.
NDizzle··on Half of Americans now believe that news organizations deliberately mislead them
Do you think syndication of at least Fox, CBS, and ABC stops and starts with the specific clips that were gathered for this video clip? There are 7,000 stations... are you saying the fact that VH1 isn't saying this particular message means, "not all media..."

What a disingenuous argument. Proceed, I won't stop you.

NDizzle··on Half of Americans now believe that news organizations deliberately mislead them
What part of the media is that in the united states? Ballpark estimate... Is that the 80% or the 20%, in other words?
NDizzle··on Half of Americans now believe that news organizations deliberately mislead them
Well, since you asked for it, here you go.

1: https://www.youtube.com/watch?v=ranFhYpq6UE

2: https://www.youtube.com/watch?v=QAkQlZgnbUQ

NDizzle··on Half of Americans now believe that news organizations deliberately mislead them
<Norm Macdonald meme> "It says here in this history book that luckily, the good guys have won every single time. What are the odds?"
NDizzle··on Shoichiro Toyoda, who turned Toyota into global automaker, has died
2nd or 3rd generation anything will still score lower than even a launch year Toyota when it comes to quality.
NDizzle··on Shoichiro Toyoda, who turned Toyota into global automaker, has died
There's a sweet spot that Ford missed with the C-Max.

I have a 2nd gen Volt. 50-60 miles on all electric when it's warm, 30-40 when it's cold. That, by the way, will bite a lot of people in the ass as they try EVs.

Anyways, 62,000 miles on the Volt, lifetime MPG is in the 170s.

NDizzle··on Shoichiro Toyoda, who turned Toyota into global automaker, has died
Why would they lose their dominance? Are other manufacturers quality standards coming close to Toyota? I think not...

EVs don't work for me and my use case. I plan on keeping my Land Cruiser forever. My kids are starting to drive now, with one starting these past few months. In a Toyota, of course. As will the next two.

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