Take a look as Maslow's Hierarchy (
https://en.wikipedia.org/wiki/Maslow%27s_hierarchy_of_needs).
Esteem and self-actualization are way up there at the top. Those may be pursued only after you see to the baser needs.
So you have two options:
1. Increase your income.
2. Reduce your expenses.
Paying off debts serves both options. You do not have permission to quit working for The Man until you no longer owe Him anything. The Man, of course, employs plenty of dirty tricks to keep the debts going; you'll have to avoid them.
Live in the cheapest home that fulfills your needs, and resist the urge to indulge your unnecessary desires. Note that this does not always mean that you should own that home. At the point where you are now, that hour you spend researching would be better spent planning your grocery shopping, with specials and coupons.
That single step you take to start the journey of 1000 miles can't fall at the 500 mile mark. You have to start at the beginning. Get out of debt.
Don't waste time researching business opportunities until you actually have enough capital to jump on one. Otherwise, you're just going to end up working for your creditors and investors, rather than yourself. And they will flog you harder than any boss you have ever had.