Thirded. The hard part of Apple Pay is figuring out whether you can use it. The NFC icon isn't always obvious. When in doubt, I don't try. But when I do try, it's fast and easy. I just wait until the terminal shows my total, then I hold my phone up and it goes through. It's not a game-changer or anything, but it's a nice convenience.

(One exception to the above: Home Depot had terminals that claimed to do NFC but would hang for a while and eventually time out and error if I tried Apple Pay. That was annoying.)