That's very cool. Next time you cross the border, give a moment's thought that the price of that 5 minute savings was to reduce average pensions of hundreds of thousands of people from 550 to under 400, and now again to under 270.
You may want to consider your own pension. If you are about to say that it's with a private bank and thus safe, you may want to look up Cyprus and what happened there.
Make no mistake : the price of your convenience now is being destitute and even hungry if you don't own a house when you lose your job above age 50 or so. Nobody's hiring >50s anywhere after all. That's somewhere between 10 and 30 YEARS you'll spend as a beggar, once you're not capable of working anymore.
Still sound like a bargain ?