Hacker News Reader

Comment by webjprgm | Hacker News Reader

I prefer using my own credit card and getting reimbursed since then I get points on my card. (Which I then use to buy things on Amazon that I want without considering my budget.)

Obviously this is part of credit card companies charging fees that hurt small businesses. But as long as the system is that way I'll use it. Retailers don't charge me different fees based on which credit card I use, so I might as well use the one that gives the best rewards.

View on HN

I would have a problem with this if my company required it. You are on the hook until you get reimbursed. What if something happens to the company? The agreement with the CC is that you are liable, not the company.

I would think that most employees are already in this risk situation. For example, they are spending borrowed $ on living expenses, or know they have bills coming up (mortgage, etc), and they are doing so because of implied confidence that a paycheck will be deposited into their bank account which will allow them to pay those bills on time.

But those are personal expenses, whereas the credit card is business expenses.

If you are spending future money you may want to get your finances in check.

Just going through the statements here that are not correct - to clarify for you, this is a corporate debit program that would not require reimbursement. So you are not liable so long as the company approved you and empowered you to make such a purchase.

That's fine, but rarely offered by employers.

Reply on news.ycombinator.com