If they have a 0 day for my browser, then they likely have an enormous budget with tons of ways of getting it to me besides phishing. I click so many links per day via reddit, HN, and other sites that the security gained by not clicking a phishing like is likely less than the education value of clicking it.

I think the actual danger for me of clicking a phishing link is opening a phishing tab, then moving on to another tab, then a while later coming back to the phishing tab but forgetting it was phishing and entering my password. 95% of the time I remember to check the url before entering my stuff, but everyone makes mistakes.